URINSURED.COM URINSURED.COM
263 North Main Street, Doylestown, PA 18901
267-898-9300 · Contact Form
Specializing in Health Insurance, Life Insurance,
Disability Insurance & Long Term Care Insurance

EXAMPLE CASES INVOLVING SPECIAL RISK LIFE INSURANCE COVERAGE

The following examples are actual situations in which URINSURED.COM issued life insurance coverage for our customers. It is recommended that you contact us for a detailed analysis of your individual situation.

Case # 1

Male age 34
Smoker

Coverage amount: $100,000
Condition: Hepatitis C
Condition diagnosed 2 years, prior to application

Policy Issued: Fully convertible
15 Year Term Insurance

Guaranteed Monthly Premium: $27 50

Case # 2

Male age 44
Nonsmoker

Coverage amount: 80,000
Condition: Heart attack & triple bypass,
4 months prior to application
Quit smoking day of heart attack

Policy Issued: Universal Life To Age 75

Monthly Premium: $92.00

Case # 3

Male age 56
Nonsmoker

Coverage Amount: $100,000
Condition: Kidney Transplant, 1973 Osteoarthritis

Policy Issued: 20 Year term policy

Annual Premium: $773

Case # 4

Male age 49
Nonsmoker

Coverage Amount: $450,000
Condition: Chronic Respiratory Disease, 1983

Policy Issued: 15 Year Term Policy

Annual Premium: $1,200

Case # 5

Female age 33
Nonsmoker

Coverage Amount: $500,000
Condition: Crohn's Disease, 2002

Policy Issued: 20 Year Term Policy

Annual Premium: $525

Case # 6

Male age 13
Nonsmoker

Coverage Amount: $25,000
Condition: Type 1 Diabetes, 2002

Policy Issued: Whole Life Policy

Annual Premium: $607


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