Philosophy

"Our rates will earn your interest. Our people will earn your trust."

This is our pledge and the driving philosophy at Madison First Financial. Whether financing the purchase of a property or refinancing an existing mortgage, whether residential or investment property, Madison First Financial works hard to guarantee a mortgage experience that exceeds all expectations.

At Madison First Financial, we want to establish long-lasting relationships with all our customers. This requires 100% customer satisfaction, which means providing the best customer service in the industry along with a low fee structure and the lowest interest rates available, each and every day.

From the first telephone call or website visit, the loan professionals at Madison First Financial guide customers through each step of the mortgage application experience, providing quick and easy loan approvals, often in less than twenty-four hours. During the process, we make sure that all questions are answered and all mortgage options are explored, assuring complete customer understanding and satisfaction.

It is little wonder why more and more mortgage shoppers are turning to the sensible mortgage people at Madison First Financial.

Mortgage Refinancing is Easy at Madison First Financial
We have made a commitment to change the Industry forever by concentrating on 100% customer satisfaction and providing quick and easy mortgage refinancing loan. approvals, low fees, and the most competitive mortgage loan interest rates available on a daily basis.

Experience Counts
Whether a first time home-buyer or a seasoned real estate professional, the Madison First Financial difference is apparent upon contact with one of our EXPERIENCED representatives, well-versed in all aspects of mortgage refinancing.   Our loan officers are not scripted telemarketers, but rather seasoned, mortgage professionals who never lose sight of the customer's interests and financial well-being.

Technology Rules
Utilizing cutting edge technology enables Madison First Financial to provide customers with fast turn around time, instant pre-approvals and, in most cases, same day loan approvals on mortgage refinancing applications. The same technology allows us to lock in interest rates, ensuring the promised rate, regardless of daily market fluctuations.  Furthermore, our streamlined process limits documentation and unnecessary communications that can, at times, make the mortgage refinancing process confusing and time consuming.

Broker Vs. Banker
Madison First Financial Inc. is a licensed Mortgage Banker with its own warehouse line. Madison First Financial Inc. is also a licensed Mortgage Broker with a large number of correspondent relationships. This two-pronged approach allows our customers a wide range of options while selecting the mortgage and mortgage refinancing services that is perfect for them.

Relationships
Madison First Financial understands the value of a continuing relationship.  Whether doing business with a first time home buyer, a seasoned investor, a realtor, an old friend or a referral, we work hard to ensure that everytransaction is a reflection of who we are and what we believe.   

Whether purchasing or mortgage refinancing, our low fee structure, aggressive pricing policy, and commitment to the highest level of customer service make it easy to understand why more and more people are choosing Madison First Financial for all their mortgage refinancing needs.

Licensed by the Department of Banking or Department of Financial Regulation

PA, NJ, DE, MD, VA, CT, MA, MI, IL, CO, WY, TN, FL, NH, IN, SC, MN, OR, CA, WI, RI