Mortgage Brokers in Pennsylvania
Financial Access, LLC
"Property Ownership Within Reach"
First and Second Mortgages · Purchases · Refinancing · Home Equity Loans · Lines of Credit
Ph: 267-382-0690 Toll Free: 866-636-9300 · Licensed in Pennsylvania
Mortgage Pre-Qual · Problem Credit? · Mortgage FAQ's · Case Studies · Testimonials · Contact Us · Home


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Equal Housing Lender

Case Studies
The following information is provided to show you how Financial Access, LLC provides creative solutions for our borrowers with many different types of available lending programs (these scenarios are examples only and your situation may differ). Contact us today for help with mortgage lending in Pennsylvania (PA).

Purchasing a Home with a 3% to 5% Down Payment and Private Mortgage Insurance
You can buy a home now without waiting years to save for a larger down payment. PMI also applies to homeowners who are interested in refinancing their existing loan with a loan amount over 80% of the current property value. The premium is an additional amount to be paid every month with the regular payment of principal, interest, taxes and insurance.
Click here for more about PMI.

Lender Paid Mortgage Insurance
If a borower finances over 80% of the loan, they are subject to mortgage insurance. Instead of paying an additional mortgage insurance payment each month, the lender pays the MI premium and charges a slightly higher interest rate. Homebuyers may find LPMI offers advantages over the more traditional borrower-paid MI.
Click here for more about LPMI.

Gift of Equity
Gift of equity from a related person is a source of the down payment
or portion of the down payment to purchase an owner-occupied property.
Click here for the case study.

Stated Income Programs
Stated income programs are mostly used by self employed people and wage
earners who can not verify income or choose not to disclose income.
Click here for the case study.

First Time Home Buyers
First Time Home Buyers with $7,000 to purchase a home.
Click here for the case study.

Financial Access, LLC
440 Auburn Court, Souderton, PA 18964
Phone: 267-382-0690 · Toll Free: 866-636-9300 · Fax: 267-382-0634

Licensed by Pennsylvania Dept. of Banking
Pursuant to the First and Secondary Mortgage Loan Act