Glossary of Mortgage Terms
Mortgage Financing FAQ's
- 3% to 5% Down with PMI
- Lender Paid Mortgage Insurance
- Gift of Equity
- Stated Income Programs
- First Time Buyers
Financial Access, LLC
is an established Pennsylvania (PA) mortgage broker linked
with conventional lenders (prime), alternative financing lenders,
subprime lenders (problem/bad credit) and commercial
lenders. We provide a broad portfolio of various mortgage home loans to
meet your financial needs. The types of programs are listed below.
If you need further explanation of mortgage loan programs, please
for a glossary of
Fixed Rate Mortgages
Adjustable Rate Mortgages
Interest Only Payments
FICO score levels
Full Income Verification
40 Year Mortgage Amortization Terms
3% to 5% Down with Private Mortgage Insurance (PMI)
Lender Paid Mortgage Insurance (LPMI)
- Convert adjustable rate (ARM) loans into low fixed rate loans
Rates are still historically low for qualified borrowers.
adjustable rate loan into a fixed rate and enjoy the ease of a low monthly
payment for the life of the loan. Take advantage of refinancing now before your
adjustable rate may rise 2% to 5% above your current rate. You can apply over
the phone in the comfort of your home. Simply phone at 267-382-0690
or toll free at 866-636-9300 and in minutes your application will be in process
and you will be on your way to saving hundreds of dollars each month.
- Cancellation of Private Mortgage Insurance (PMI)
You have the right to request cancellation of PMI when you pay down your mortgage
that equals 80% of the original purchase price or th appraised value of your residential home
at the time the loan was obtained, whichever was less. You can request to cancel PMI
if the home prices in your area are rising quickly and you believe that your mortgage
balance is 80% or less than your current property value. Another example is when
your property value increases due to home improvements made to the home.
My mission is to provide the most attractive loan programs and
lowest interest rates available to achieve your financial needs and goals. I
stand by my quality customer service, which is an integral part of the
financial process, guiding you through the different stages of the
transaction. My goal is to ensure that you understand the programs that
meet your qualifications and are tailored to your financial desires. There
are no limitations to the time required to guarantee customer satisfaction.
Financial Access, LLC
New Product Info!
Financial Access, LLC is now offering commercial lending up
to 90% financing in ANY state with qualified borrowers.
(Multi-family Properties, Mixed-Use, Retail, Self Storage, Light Industrial Buildings,
Warehouses, Bed & Breakfasts).