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- Gift of Equity
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Fixed Rate Mortgages Adjustable Rate Mortgages Interest Only Payments FICO score levels Full Income Verification Balloon Mortgages 40 Year Mortgage Amortization Terms 3% to 5% Down with Private Mortgage Insurance (PMI) Lender Paid Mortgage Insurance (LPMI) Mortgage Refinancing Convert adjustable rate (ARM) loans into low fixed rate loans Rates are still historically low for qualified borrowers. Refinance your adjustable rate loan into a fixed rate and enjoy the ease of a low monthly payment for the life of the loan. Take advantage of refinancing now before your adjustable rate may rise 2% to 5% above your current rate. You can apply over the phone in the comfort of your home. Simply phone at 267-382-0690 or toll free at 866-636-9300 and in minutes your application will be in process and you will be on your way to saving hundreds of dollars each month. Cancellation of Private Mortgage Insurance (PMI) You have the right to request cancellation of PMI when you pay down your mortgage that equals 80% of the original purchase price or th appraised value of your residential home at the time the loan was obtained, whichever was less. You can request to cancel PMI if the home prices in your area are rising quickly and you believe that your mortgage balance is 80% or less than your current property value. Another example is when your property value increases due to home improvements made to the home.

Mission Statement My mission is to provide the most attractive loan programs and lowest interest rates available to achieve your financial needs and goals. I stand by my quality customer service, which is an integral part of the financial process, guiding you through the different stages of the transaction. My goal is to ensure that you understand the programs that meet your qualifications and are tailored to your financial desires. There are no limitations to the time required to guarantee customer satisfaction. Annamarie S./Owner Financial Access, LLC New Product Info! Financial Access, LLC is now offering commercial lending up to 90% financing in ANY state with qualified borrowers. (Multi-family Properties, Mixed-Use, Retail, Self Storage, Light Industrial Buildings, Warehouses, Bed & Breakfasts).