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Keystone Brokerage Services, LLC(dba URINSURED.COM)

P.O. Box 966, Glenside, Pennsylvania 19038 Specializing in Impaired Risk Life Insurance, Disability & Long Term Care Planning

EXAMPLE CASES INVOLVING SPECIAL RISK LIFE INSURANCE COVERAGE

Case # 1 Male age 34 Smoker Coverage amount: $100,000 Condition: Hepatitis C Condition diagnosed 2 years, prior to application Policy Issued: Fully convertible 15 Year Term Insurance Guaranteed Monthly Premium: $27 50	Case # 2 Male age 44 Nonsmoker Coverage amount: 80,000 Condition: Heart attack & triple bypass, 4 months prior to application Quit smoking day of heart attack Policy Issued: Universal Life To Age 75 Monthly Premium: $92.00
Case # 3 Male age 56 Nonsmoker Coverage Amount: $100,000 Condition: Kidney Transplant, 1973 Osteoarthritis Policy Issued: 20 Year term policy Annual Premium: $773	Case # 4 Male age 49 Nonsmoker Coverage Amount: $450,000 Condition: Chronic Respiratory Disease, 1983 Policy Issued: 15 Year Term Policy Annual Premium: $1,200
Case # 5 Female age 33 Nonsmoker Coverage Amount: $500,000 Condition: Crohn's Disease, 2002 Policy Issued: 20 Year Term Policy Annual Premium: $525	Case # 6 Male age 13 Nonsmoker Coverage Amount: $25,000 Condition: Type 1 Diabetes, 2002 Policy Issued: Whole Life Policy Annual Premium: $607