Mortgage Pre-qualification - Determining what you have -- A financial inventory.

The painless process of pre-qualification can be completed by filling out the form below. A pre-qualification is based ONLY on the information that you supply. A credit report is NOT required to obtain a pre-qualification.

Pre-Qualification Form

Borrower and Co-Borrower Information

Assets

Semi-liquid assets -- stocks, bonds, cd's, retirement account, IRA, mutual funds.

Dollar value of real estate on subject property (if owned) (if any)

Value of any other real estate (vacation home or investment properties)

Projected assets to be received -- if you expect to receive a gift from a relative, an inheritance, an insurance settlement or other monies please indicate the dollar value and a brief description of the source.

Income

Have you received a steady income from this source for
Less than two years
More than two years

Enter the dollar amount of your annual base income. (Please do not include any overtime, bonuses, or other income here.)

Enter the dollar amount of any other income received for the past two years and a brief description of where it comes from (overtime, second job, dividends, social security, pension plan, bonus)

Please enter the co-borrower's relationship to you (husband, wife, mother, etc.)

Their income is derived from Salary (W2 Income) Hourly Wages (W2 Income) Self Employed (bottom-line from Schedule C) Other

Has your co-person received a steady income from this source for
Less than two years
More than two years

Enter the dollar amount of your annual base income. (Please do not include any overtime, bonuses, or other income here.)

Enter the dollar amount of any other income received for the past two years and a brief description of where it comes from (overtime, second job, dividends, social security, pension plan, bonus)

Is there anything else relevant to borrower's or co-borrower's income?

Liabilities

Monthly minimum required credit card payments (Even if you pay all credit cards in full each month, try to add together the "minimum payments" required by each company.

The balance on any mortgage to be paid-off.

The monthly payment (including taxes, insurance, mortgage insurance, association fees) on any mortgage that will not be paid-off.

Any other monthly installment debt or court ordered obligations (like personal loans, child support, etc.) that will continue for more than 3 years.

Well, that wasn't so bad was it? With this information, we can work as a team to devise a solid plan for your immediate and long term goals. Please press the "submit" button. We will contact you as soon as possible.

Thank you.